We run the monthly routine. You make the calls and sign.
You send us each new client. We handle the checks, the records and the paperwork. You get one pack a month to review and sign.
Since 1 July 2026, accountants, conveyancers, real estate professionals and lawyers who provide certain services must run an AML/CTF program and report to AUSTRAC. You stay in charge and keep the compliance officer role.
Your month with us
A new client comes on board, you send them to us, we look after the details, and you get a report back. That's the whole routine.
A new client signs
You take them on as usual.
YouSend them to us
A short form per new client. We handle the identity checks.
YouWe handle the details
Checks, screening, records and report drafts.
We doYou get a report back
One pack to review and sign each month.
YouWho does what
We do
- Write your risk assessment and policies from your own intake
- Verify each new client and the people behind companies and trusts
- Screen for sanctions and PEPs, and re-screen existing clients
- Keep your training records and deadline calendar
- Prepare every suspicious matter report and the annual report for you to review and lodge
- Prepare the monthly pack you review and sign
You do
- Appoint, and stay, your compliance officer
- Hold your AUSTRAC enrolment and AUSTRAC Online account
- Review and lodge every report to AUSTRAC. The final call is yours.
- Tell us when your business changes: a new service, client type, office or staff
- Review and sign the monthly pack
- Arrange your independent evaluation when it's due (at least every 3 years)
What each step looks like
Example screens with made-up data. No real client is shown.
Sending us a new client is a short form
One short form for each new client. No emailing documents back and forth.
You or your teamWe run the checks and show our working
Each job gets a one-page review card. Rules do the checking and make a recommendation. A person reads it and decides. Nothing goes out without a human approving it.
Plain AMLRule-based recommendation. A person decides.
One pack summarises it all
What changed, what we tested, what we escalated and what we didn't do. Written for a busy partner to read in a few minutes, with a second person's re-check of a sample.
Plain AMLMonthly AML/CTF pack
- New client files opened
- 0
- Existing clients re-screened
- 0 of 22
- Matters escalated
- 0
- Reports to AUSTRAC drafted
- 0
You review it and sign. The calls are yours.
You stay the compliance officer. You approve and lodge every report to AUSTRAC. We never lodge for you.
YouWho it's for, and who it isn't
A good fit
- NSW accountants who set up companies or trusts or provide a registered office address
- NSW conveyancers and buyer's agents who help clients buy or sell property
- Firms of 2 to 15 staff opening at least 3 new client files a month
- Firms with a kit or a program on paper and no monthly routine
Not for you if
- You open fewer than 2 new client files a month. The monthly plan is probably more than you need, so ask us about lighter options.
- You have more than about 15 staff or an unusual risk profile. You'll likely need a program built for you.
- You want us to be your compliance officer. We don't offer that.
- You want legal advice. We run the process. Your lawyer advises.
- You're not yet enrolled with AUSTRAC. Enrol first. If you're past the deadline, we look at where you stand before taking you on, and we don't take on past non-compliance.
Whether the law applies to your business depends on the services you provide. Confirm with AUSTRAC's guidance on professional designated services or your own adviser. Tax returns and bookkeeping on their own generally aren't covered.
Why not just use the free kit or a software tool?
AUSTRAC publishes free starter programs for small, low-complexity firms. A document is the easy part. What takes a small firm's time is running it: checking each new client, screening, training, and keeping records you could hand to AUSTRAC. That's what we do each month.
AUSTRAC's starter kit is free, and you can use it. It gives you a document. Software gives you a tool to operate. We run it for you and hand back a pack to review and sign.
Built for NSW practices
We work with two kinds of firm: NSW conveyancers and buyer's agents, and NSW accountants who set up companies and trusts. Your intake and your monthly pack follow the matters those firms really handle, such as property purchases and sales, trust purchasers, and company and trust setups.
What you sign each month
One pack, every month, even when you open no new files. It shows work tested, not just counted: checks re-performed by a second person, what changed in your business, decisions made, and what we did not do.
Who stands behind it
One person runs it
Plain AML is run by Mike Jones in NSW, so you deal with the same person every month. About us
Fees
Every cost, in one table. Prices are ex GST.
| Solo | Practice | Plus | |
|---|---|---|---|
| Monthly fee | $290 | $590 | $990 |
| Who it suits | Sole practitioner | 2 to 10 staff | Higher volume or higher risk |
| Client files included each month | 5 | 20 | 50 |
| Included in every tier | Staff training register and annual refresher. Suspicious matter report (SMR) drafting. Annual compliance report preparation. We prepare every SMR and the annual report. You review and lodge. Training course seats are charged at cost. | ||
| Setup | $0. Building your program is included: risk assessment, policies, governance records and forms. | ||
| Term | 3 months, then month to month with 30 days' notice | ||
| Identity checks | We run the checks for the client files in your plan. Extra files are $45 each. | ||
| If AUSTRAC contacts you | Up to 3 hours a year of help is included. It is process help, not legal advice. Beyond that, we quote before we start. | ||
| Independent evaluation | Not included. Arranged with an independent evaluator and billed by them. | ||
| Quarterly review call | No | No | Yes |
Example: sole accountant
Two new clients a month. $290 a month, nothing else. No setup.
Example: busy month on Solo
Seven client files in a month. $290 plus 2 extra files at $45: $380.
Companies and trusts can mean more than one person to verify, and we count that as one file. Solo works out at $58 a file if you use all 5, and $290 a file if you open one.
Founding offer: first 10 firms
Month to month with 30 days' notice instead of the 3-month term, and your monthly rate locked for 12 months. If you leave within your first 3 months, a $245 setup fee becomes payable.
First-pack guarantee
If your first signed monthly pack isn't what we showed you, tell us within 10 business days of signing it. You leave with month one refunded and keep your program documents.
Service credit
If we miss a delivery date we committed to in writing, including your monthly pack by the 10th business day of the month, that month's fee is credited. It doesn't cover reports you submit to AUSTRAC.
Questions
Does this make us compliant?
No one can promise that. We run the routine and keep the evidence. Your business stays legally responsible, and you keep the compliance officer role and the final call on every report.
Will you be our compliance officer?
No. AUSTRAC says the officer needn't be an employee but must be engaged at management level with authority, independence and resources. We don't offer the role.
Is this legal advice?
No. We run the compliance process. If you need advice on how the law applies to a particular matter, talk to your lawyer.
What about the independent evaluation?
AUSTRAC requires an independent evaluation of your program at least every 3 years. We can't be your evaluator because we run the program. It isn't in our fee. When yours is due, we'll introduce independent evaluators. AUSTRAC's guidance
Can we leave, and take our records?
Yes. After the 3-month initial term it's month to month with 30 days' notice, and your records are yours.
Do we have to be in NSW?
We're starting with NSW practices. Get in touch if you're elsewhere and we'll tell you whether we can help yet.
Book a call
A 15-minute call to see whether it's a fit. No pitch deck.